No harm in sending a low offer.

Example, the lender used when I spoke with about move in ready, was the property can't harm you in any way, example would be broken glass messed up flooring that could trip you.  

You are questioning me in a manner that reminds me of REI, it seems like you think I am intending harm on people James and you know me better than that.

@Bryan WatsonThere's never any harm in lining up funding, building relationships, and "lender shopping" as @Anil Samuel said.  

You of course would have to show harm.

Im am thinking he is out there but not sure what harm  he can really do or would be willing to as he knows I am a former retired cop which somehow came up in conversation.

With everyone working from home these days, where possible, and with the recent news that companies like Twitter are opting for a permanent remote workplace, I think it's clear that commercial real estate will be seriously impacted going forward. 

I think we've reached a tipping point where it's beginning to look like the economic shutdown in response to the COVID-19 pandemic is causing far more harm than the lives it (may) save. 

For quality of life, you probably want to limit your investigation to within a 20 minute commute of your workplace.

So the question: Add your listing for free is basically harming the listing agent since the leads the listing agent deserve to get are taken away from him/her.