A good contractor can give you a best-case, worst-case estimate.

My taxes are overly complicated and worst of all these houses really only break even for us every year.

I have been through the worst experience with this drywaller.I am not using a general contractor, I have been organizing the labor myself.

In the worst-case scenario, your entire IRA can be considered distributed. 

I love smart locksNot only does it make it easier for the tenant, but it makes it so much easier for you as a landlordThe worst feeling is showing up to the property to check something to find out you forgot your key lolBeen there, done thatFor smart locks I control the codes.

The local bank that we used for financing was a bit annoying at the end but it all got done, more headaches that you should have been but not the worst.  

Worst case scenario, I own the land again, have paid off my note on it, and made interest income off of it.

Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.PM us if you’d like to discuss this logical approach in greater detail!

I am okay with the 5/30 amort, because worst case scenario, if I don't see rates drop, I can just sell or refinance. 

Also consider, you've gone past the first 5 years of the loan which are interest/principal reduction ratio wise the worst years.