Hi Daniel,My name is AB, I am new to BP forums but not commercial lending.

Hi Jeremy,My name is AB, we specialize in financing commercial loans including farms.

To clarify- if I am buying a property finished- (turnkey) at market value I can cashflow and average of 9-12% year 1 on a B class property and I am not at 1%, If i wanted to buy a finished property in a C/D class then I can get to 1% rule.

I'd have to estimate it's a B-/B area. 

Personally I like the A-B neighborhoods, south of the mason dixon line (the winters aren't as harsh), because it's a safer more consistent investment with the rental clientele you're working with and it's almost guarantee'd you'll get every dollar invested back, of course if you buy the right deal.

A management company who only manages Class A/B have substantially fewer evictions and late payments. 

Hi Wayne, my name is AB.

The cities you mention will all be Class A, B or C depending on the specific neighborhood and the property itself.MTRs typically must be Class B+ or higher, so how are you determining that?

Class C: rougher parts of Oakland and Richmond, Hayward, Antioch, PittsburgClass D: the worst parts of Oakland and RichmondMost of your class A is actually Class A- in my opinion.Concord is class C, anything in hill side is class A-/B+.

Class A,B, or C property?