Should I at least see NEUTRAL cash flow if I account for vacancy and repairs (and am optimistically counting on this to appreciate)?...

If your gf has 40k liquid, you need to count 15k of that for reserves on a next profit, so there is 25k to play with, not the whole boat.

Common question - "DSCR Loans" are going to have DSCR be calculated as Rent/PITIA (no prop mgmt fees, vacancy/credit loss or any other expenses counted).  

That's after counting cap ex vacancy and everything else  

What is the unit count here?

Everyone I know who's been successful at RE investing (I count myself in this group) has a lot of mileage on them.

DTI doesn't care how you finance something, it always counts it.

We usually post no later than the 12th which we can then send to court on the 5th day (The day of posting doesn't count as the 1st day and you have to give them 3 full days, so that's why the 5th day). 

As long as you don’t count all the hours you work for free that you could have been earning money and learning.

I don't know that she can legally put the LLC in her place for the deposit. 3: Typically for lawsuit purposes sending someone a notice via regular mail will not count as service.