I personally again in my opinion only.. but these guys could be fake lenders.. for sure HML  do not have a requirement that they can only lend to a corp..

Like @John Underwood said, your cleaner and handy person can be of great help getting things done.

AND prices have come down a bit in the last few years.Get a good grip on your personal spending and CUT BACK on everything for a couple of years.

In my personal experiences a lot of structural items start with bad drainage.

Instead of debates and personal opinion, look for proof https://www.ladbs.org/docs/default-source/forms/plan-check-2017/single-family-dwelling-duplex-plan-review-list.pdf under G (Interior Env) which defines the minimum requirement of a habitable room (aka bedroom or bathroom).

Personally I like the work part and building up to something.

I have been to the 3-day and it is a well run event, by professional persons. 

Who is personally going to be liable if the guarantees aren't met?

The person in the response above who got crushed by a $5000 repair never did have $100-200/mo. cashflow.

Send me a message and we can have a virtual coffee or an in-person coffee if you're around town.