The only issue we have had getting the claims paid is when we filed against the renter's old policy and not their renewal policy, however our sister company in Denver (who initially turned us on to Rhino) have stopped using it after a couple of issues collecting.We have tenants carry 2x the monthly rent in Rhino coverage in lieu of a traditional cash security deposit.

Tell them it’s an investment property with no owner use and you want a commercial policy with $1M/$2M liability coverage.  

If your insurance coverage isn't enough, they could seize the LLC assets, but not your personal assets.Additional thoughts:1.

Coverage for those vehicles?  

**DSCR Lenders**: Debt Service Coverage Ratio (DSCR) lenders can be a good fit if your rental properties are generating solid cash flow.

As I prepare to welcome visitors to experience the beauty of Blue Ridge, I find myself in need of some valuable recommendations.Firstly, I am currently in search of reliable and comprehensive insurance coverage for my cabin.

No coverage for the rental itself?

Getting a debt service coverage ratio loan shouldn't be difficult when using an LLC. 

.- Operating Shortfall Coverage: Addressing operational shortfalls during challenging periods.Objectives of Mezzanine DebtThe primary objectives when using mezzanine debt include:- Project Stabilization: Completing renovations, construction, or improvements and then stabilizing the property with 90%+ occupancy.- Interest Rate Management: Buying time until interest rates normalize or decline.

They may even want an appraisal to verify that they have plenty of coverage on their loan.