I am using HELOC money right now on one of my flips.

He wants a little more, and I cant make money off it at the price he wants (since its not my cash, I am using hard money.)So I asked if he would consider carrying the loan for me and that I might be able to pay more as long as theres no interest.

In fact I am using them again for my 90 credit hour license renewal.

Yea Bill Gulley I'm also in a smaller town than I am used to.

I am using my counties tax assesor roll to read each page and find which owners addresses are different than property addresses.

I'm very certain I've had more students or given instructions to more people than any private music teacher, I know that as my father was a music teacher when I was a kid.I think you just said those who have a gift for teaching others can do so much better with experience in the subject, that's what I was saying as well.Perhaps the flu has you down, get better, but what I said was not directed at you or anyone particularly, no need to be defensive, I left the door open by mentioning the subject matter to be taught.

I am using this method because my mother doesnt want large carrying cost if it doesnt sell.

I am using usleadslist as well.

Here's an update (I typically don't have any tenant issues, so this is kind of amusing).

For example lets say an agent helps you purchase a property for $60,000 with the listing agent offering the buyers agent 3% commission(commissions are negotiable so I am using the numbers as an example).