(whichever your case may be)

I think you need to run numbers on as many deals as possible(including having roommates in a SFR that you buy), find out what makes the most financial sense in your area, and then try to align each investment with your goals for the quality of life you are seeking and pick whichever works best.

The bank will take purchase price (+rehab sometimes) OR appraisal whichever is lower.Then you have the fact that you A) pay closing costs 2x and B) still capped at 75-80% LTV .... plus rehab costs.and  FHA is owner occupant..... so that won't work. 

Whichever you decide to do, I would stay away from credit cards and car payments.  

You can borrow up to $50k or half your 401k (whichever is less) and pay yourself interest of 4.25% amortized over 5 years and a 401k loan does not affect your DTI.

This criticism isn't just for Hubzu, but for the banks forcing listing agents to list with an auction site, whichever it might be.

Then the purchaser has 10 days from the acceptance date or 3 days from receiving an inspection report (whichever happens sooner) to provide written notice of disapproved items, after which, seller may request a copy of inspection reports supporting the claim of disapproved items .

If you want that done for free, fax a copy to your local title company or whichever one you plan on using, have them get it reviewed by their attorneys, they'll do that for free. here's the uslegalforms.com direct link to the "assignment form" http://www.uslegalforms.com/us/US-00469.htm

I would think you could find some templates online or in a book and you could provide your contracts to whichever title company you or your buyers or sellers want to use.

My goal for the next few properties at least is cash flow, hopefully creating some equity through brrrr as well.I plan to work on building a team in whichever area I decide on.