My goal is to continue to buy and hold SFRs in Portland, Oregon.I'm currently looking to purchase my next property but my debt to income is out of whack and conventional loans are pretty much unavailable to me (even the portfolio lenders I've found).The market here in the Portland metro is pretty crazy right now and I'm having trouble getting sellers to take my offers seriously without proof of funds.

What's more, traditional owner occupant financing is unavailable because purchase prices are so low, lenders do not find it worthwhile to lend in this market.

I had to wait for the last minute to do my short-term rental booking and 86% of the inventory was unavailable! 

We plan to travel for extended times also, after retirement, and we will handle it with our list of local handymen and contractors that we have used in the past on the occasions when I was unavailable to do the work. 

If the seller is unavailable, write it up in a letter with your offer. 

In fact, tell them that you are typically unavailable after 6pm unless they have a true emergency.

Separate account for security deposits (usually a long-term CD that can be cashed out early with minor fees), one per renter such that this money is always available for refund and unavailable to be spent accidentally elsewhere.

You have the buying and selling costs, the typically initial negative cash flow (that takes time to turn positive), and the cost of money (finances put in the house are unavailable for other investments).  

I have a full time job, I work Monday through Friday 5am-3pm and I am unavailable during those times.

Their CSRs don’t know – passing it to their techs, who never get back to me.19) I updated photos throughout and deleted the old ones two days ago, and on the “Renter’s View”, the old photos of the building before it was renovated are still showing up, including the red brick exterior, which is now painted gray. 20) In the renter’s view, the apartment complex is showing the wrong exterior photo and below that a blank box with the title “2 Wks Ago” above the apartment complex’s address, and below the blank box that should be a picture, is the word “Unavailable”.