This setup alone feels like a solid foundation for financial freedom.Here’s my dilemma:While I understand that my mortgage interest rate is very low (2.8%) and there are tax benefits to carrying the debt, I’m wondering if it might make more sense to aggressively pay off the loan.

It sounds like it’s been a solid investment.

It’s one of the few places where you can realistically achieve solid returns without needing a massive upfront investment.If you’re open to exploring other markets, Detroit might be worth considering.

Your focus on the Dallas market and Fix and Flip projects sounds solid, especially with the DIY approach and having an interior designer on your team. 

@Luke Carl That is such solid advice you provided. 

Screen tenants thoroughly, have a solid lease, and maintain an emergency fund for unexpected expenses.

Commercial Real EstateGermany's commercial real estate sector, particularly in the office and retail space markets, also offers solid opportunities.

I own a property management company in WA, including Yakima.Here’s a rough breakdown of costs:- Management: 15-30% of revenue- Cleaning: $100-$200 per turnover- Utilities: $150-$300/month- Maintenance: 5-10% of revenue- Insurance: $1,500-$3,000/yearTools like AirDNA or Mashvisor can give you a solid idea of income and occupancy.

We have a solid system in Quickbooks and want to stay with that for financials.

I’d like to have 3 single-family homes and the 5-plex paid off by then, which would give me some solid passive income.