I had heard as you described about if in same vicinity, if the homes were significantly different life styles that you could get 2nd home loan.I live in inland north county San Diego (Poway) and wanted a 2nd home loan for a San Diego beach property (mission Beach).

If you are new at new construction and have some ideas on what you want to do, like your plans/designs and what type of lifestyle you are willing to navigate.

It's not for everyone, depending on family and lifestyle, but it is hands down the best way to get started.also, i strongly recommend you read these two threads. 

Looking to make another move and not sure what the best investment option is from here, as well as the best lifestyle choice.

I know that can sound a little silly but it works for my lifestyle. 

Furnishings and UtensilsHowever, you should absolutely be prepared for higher turnover (students don't stay for years) and their lifestyle (being young and dumb as we all were) leads to more wear and tear. 

Balance transfers made within 120 days qualify for the intro rate and fee – Pending Of course I was not happy with the results at the time but after attempting to negotiate the cards that declined him were saying he had too many inquiries which was our fault bc before going with fund grow we tried to get 0% cc on our own without having to pay $3500 While going through this proces we found out that our religion which is Islam forbids the signing of contracts that involve interest rather up front future etc as the mere signing of the contract means u are agreeing to the interest see here if you’d like proof https://twitter.com/1MMeducation/status/953270714265632769https://abdurrahman.org/2015/11/27/can-i-use-the-credit-card-if-i-duly-pay-the-bills-without-paying-interest-riba/https://abdurrahman.org/2014/01/27/debitcards/Therefore we contacted our agents as I was just about to get started bc my seasoning period was just about over and explain we could no longer go forward with the process due to religious reasons we DID NOT ask for a refund bc it was no fault of theirs however after a day or two I woke to an email from the director explaining that they normally wouldn’t refund it but she extended a refund with small cancellation fee as we had only started the actual process within the 60 day cancel period that I didn’t even knowthey had needless to say we we’re ecstatic and super grateful as our whole business model was to use 0% intersert cards and refi through a shariah complaint mortgage company and pay the cards off before the interest hit our  back up plan was to grasshop the balance to another 0% interst cc if the project went beyond the 0% period if we were not able to put a mortgagae on the house worst case we’d sell the house. 

Emerging neighborhoods just outside of prime areas can offer more affordable purchase prices while still benefiting from the demand of nearby hotspots.Remember, the best plan is one that aligns with your financial goals, risk tolerance, and lifestyle preferences.

Most lenders require that you wait about 6 month to refinance your property to get some of that initial funding back, but "seasoning" would be an element of your long-term (DSCR) time frame to consider.Overall, I would recommend the strategy that works best for you and your lifestyle.

It was only 2 years old and was very low maintenance, which was perfect for our lifestyle at the time.