Agree with others that you will probably need to lower the rent - suggest 5% every 2-4 weeks until activity picks up. 

I'm also thinking of turning a room downstairs into a bedroom with a simple wall.The TH is actually across from UCSD, not SDSU.  

I am in the business to make money .Plain and simple . 

It was pretty simple did you have it verified by an attorney or the ones on apartments.com are already verified?

With software, it's only as powerful as its user so some clients overcomplicate things and spend most of their time trying to "fix Quickbooks".The most successful and quick clients keep it simple or keep it to their comprehensive level. 

You cannot cherry pick a lender its not that easy you have to be more involved as a Banker or Loan officer.If you are not a lender my first thought was how welll versed are your point of contacts to assist a borrower unless its done through your software.

lots to learn here just browse around and you'll pick up on stuff and know where to hone in more im specific areas you are interested in. 

It's just that simple. 

You have to take your pick between charity and business.

I've found that every time I've tried to get "clever" in my investments and pick the next hot thing, I've gotten burned.