What about all the money we spend to build our businesses, run the business and market properties.

Like with so many things, awareness and access to information leads people to take less favorable options when spending their money. 

While I will still lose money on it in the long run, I'm at least breaking even on it monthly and no longer have the headache of it. 

With Airbnb prices rising, we loved the idea of investing in a few different small apartments scattered around the world so we would have a virtually free place to stay, and when we were not there we would make money off of sites like Booking and Airbnb.

But I make more money on my US properties. 

That is bad debt that will keep you from making money.

That way, they don't waste their money if they know they will fail.

You probably don't run many applications, so I wouldn't sweat losing a little money on each one.

The only way I can access is money is through my primary residence and doing a HELOC.

We're in the business to make money right?