Verifying last 2 years of rental history very important!

Quote from @Eric Bleau: Important note - All the negative comments about Grocapitus in this string are not related to Grocapitus performance.

I work with a lot of people like yourself who are investing in the Tampa area.What @Patricia Andriolo-Bull said is important, you need to figure out if this is a second home or an investment. 

The important thing to know is that you basically have to meet all of the qualification criteria for a typical commercial real estate loan from a bank -- EXCEPT for the down payment requirement. 

Ask where they went to law school to pontificate as if they had a clue of what they were talking about.And above all, and most importantly stay clear of fraud defenders; it is only a matter of time this creep defends other's suspicious activity (including his own?)

It's so important to take action and remember that the best time to invest in real estate was yesterday, the second best time to invest is today!

It’s important to ensure you’re comfortable with these risks and consult a financial advisor.If you choose to use a HELOC, consider traditional financing or private loans as alternatives if you prefer not to risk your home.As for your first rental, markets in the Midwest and Southeast offer great opportunities with turnkey properties that are tenant-ready and appreciating.

Keeping some savings/reserve was important. 

And we are importing more power from Pennsylvania .   

UPDATE: I've been digging into this topic for several weeks now and have learned some things that I feel are important to share since I was the author of this post.