The biggest ones I'm aware of include:* Limit the availability of new AL licenses to only interior districts;* Increase the tax rates for AL;* Force a review of existing AL licenses in 2030; Don't know.

This is the same type of personality to gaslight you when you don't agree with their view on a deal or something goes awry, gatekeep you from information and deals, and become a resistance force in actually becoming a REI. 

Retired Air Force looking to expand my retirement portfolio into real estate. 

.- The TL states that those are technically the team's leads and I will owe the 20% if they convert within the year since I was given training (which I was not), lender referal (which was forced on me by the TL even though I work with my own lenders for my clients).Is the above statement true/legal/valid?

That it can impact your 5 star review more than what you can charge on a daily rate.

Are lessors forced to offer this option?

While personal circumstances can vary, it will be a unique situation indeed if $10K in debt should force you to declare bankruptcy. 

For the NOLA duplex I have not yet fired her, I’m worried about the unknown but her lack of communication is forcing me into that action.

Fees can certainly impact how the "true split" really looks at the end of the day.

The property can only be vacant for so long without notifying insurance so when the prior tenant moved out could be impactful here.