I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

Those factors are more critical in a fix-and-flip scenario where you’re focused on resale to an end buyer.

Does price per square ft factor or is it just ARV.

(the amount of learning/education I complete in the next few months may influence the price and market location as I research potential deals and cash flow opportunities)E.

Some of these renters are capitalizing on low interest rates and choosing to buy, but many are unable to buy due to lack of down payment or credit factors. 

There are certain factors that need to be met like LTV. 

FICO is a factor in both scenarios.

Quote from @Deandre Brown: When analyzing deals, a few additional factors I like to consider are whether the electric and gas utilities are charged per unit or as a single expense.

This lack of response was a major factor in my decision to seek legal assistance.

The critical factor is whether the property owner can demonstrate that the sale or settlement was made under the threat or imminence of condemnation.