That distinction is important for one very important reason, the asset decisions are being made by the owners (or a direct family member) which eliminates a layer of defense for all these decisions.

Going up on the roof in pouring rain is way too dangerous.

My concern is that I am putting myself in danger of being uninsurable moving forward if I go that route.

Most dangerous situation for sellers are buyers who are (1) inexperienced (2) undercapitalized and (3) over extended 6.

@Donnie Maguire Just to be clear you have two separate and distinct issues. 1) getting your sister in law off the title (deed) 2) getting your sister in law off the mortgage. 

In Memphis, there were distinct differences depending on the area, and I'm curious to hear your insights on how Nashville compares.

Floating rate debt is dangerous.

If you notify the other owner that their tree is a dangerous tree ((ie it is rotting, dead, etc and endangers your property) and then it falls and damaged your property you have a cause for action against the other owner if they knew the tree was dangerous.  

Starting out today as a DIY landlord is very dangerous.

After all was done the neighbors apologized for over reacting and I was now out $2400. eye roll.My personal thoughts are the danger is over blown.