We have not seen the property value decreases so far that some other areas of the country have experienced.

If you are buying for appreciation, you are buying at a time where we just hit record high median sales price in April (slight decrease into May.)Now, all this talk of Orlando "cooling" is only looking at the increasing inventory, which is still below 6 months... prices increased four straight months to start the year before a 0.9% decrease April to May.

In the past 20 years there has not been a decrease in rents.

And then as mortgage payments are made you increase your interest expense paid and decrease your mortgage payable liability. 

I will say if a property manager isn't increasing your revenue and helping decrease costs then self-managing can make a lot of sense.

Since the values peaked in2022 and leveled-off, IRR will start decreasing every year.

Decrease servicesc.

I think the bank would require a greater % down than 25%, unless there was a super solid plan to increase revenue and/or decrease expenses very quickly.

Affordability did not change; there will either have to be a govt stimulus and/OR a decrease in house prices.

But is steadily decreasing and this government number is lagging/not terribly precise.