I don't know of conclusive science out there that proves this, if anyone does, I'd love to see it an look and learn.

My conclusion was that MF made sense for me and I started to look for opportunities in different markets.As you probably know, there are economies of scale that come with MF over a certain number of units (generally 75-100 but depends on the property and market).

After getting my realtor’s license and learning the basics about property ownership, I have come to the conclusion that we really don’t own our properties.

This seems to be the issue with single family rentals, and an investor will have trouble scaling because they are time intensive.This makes me come to the conclusion, that going into bigger multi-family complexes makes more sense because its scaled out and concentrated in one area.

I will need more information to draw a better conclusion and for all of us to help you.

I am not sure where you came to this conclusion. 

I have come to the conclusion that I never want to go back to the corporate world without my back being against the wall.

Lead the conversation and let them make the conclusion that you present them.For instance "I'm really sorry about the pattern on the tub, but it's actually a non slip coating that was put down a few years ago.

The problem is if I go with conventional financing, appraisal will not come to this value conclusion as there is no sale in the past 6 months in this neighborhood.

I've done my own projections taking into account opportunity cost of the different discount fees, investing all saved cash flow, rent inflation, and inflation of expenses, which informs the conclusions about timing of each option.3.125% and 2.675 points - lowest monthly payment, highest cash flow, and best if I hold the property for longer than 6-9 years, depending on assumed rate of return of invested savings.3.75% and 0 points - higher monthly payment, cash flow breaks even in year 1, and best if I sell the property before years 6-9.Is it as simple as deciding how long I think I'm going to hold the property and basing the decision on that?