@James Murphy - Perhaps, in a perfect world, we would need no attorneys, no courts, no doctors, no emergency rooms, etc. because everyone just gets along fine and never get sick.Are people who buy things at a wholesale price taking advantage of others?

You can do a joint venture with a doctor or a dentist that has enough money to pay cash for acquisition costs and rehab costs: you find the deal, fix the deal, resell the deal, and split the profits once you pay back the cash partner.I hope that helps.

Well, too bad about needing to verify my opinions, do you work with your doctor and lawyer the same way?

I did go see a doctor about it and he looked at me with smirky grin and said low balling happens to all of at some point in life. 

I'm of the opinion that if you're car is broken, you should go to a mechanic; and if you're sick, you go to the doctor.