The transaction is insured via E&O.

I think the best model, and one I'm currently working on, would be more akin to how insurance works. 

Currently living in China - have a very stable job, decent income.

We bring/offer the mortgage loan investment to the group & handle all the servicing, including chasing the monthly payment/insurance/taxes, foreclosure, etc.

Real estate serves as the foundation, generating the income needed to reinvest in initiatives that preserve cultural heritage, create jobs, and support community growth.Diversified Value CreationReal Estate Portfolio: Profits from rental income, property flips, and value-add projects fuel the system.Trade Development: Integrating businesses like plumbing companies creates a pipeline for stable, high-paying careers while addressing labor shortages.Cultural Growth: Revenue is reinvested into programs that promote education, workforce development, and cultural preservation.

Include all expenses like property taxes, insurance, maintenance, and property management fees if you’re not managing it yourself.Network Like Crazy: You’ve already made a great first step by joining this group!

How did you get the insurance so low - it works out to $1,253 per month for all properties.

They tend to have more stable tenants, no shared yard maintenance, and better long-term appreciation potential.

And all the tenants' security deposits and all the buyers'Earnest Money Deposits don't need my asset protection, as they are not my funds, and are certainly not covered by any of our Umbrella Insurance Policies. 

I have my own properties throughout the area, and have worked with many contractors, PMs, lenders, insurers and attorneys that I can recommend.