We have sold (tax free), kept as long term and/or short term rentals as well.

If it’s a structured settlement and you aren’t getting a lump lum, you could contribute some of that to a Roth or Traditional IRA each year, or if you are self employed even more to a SEP IRA.Also what’s your short term, mid term and long term objectives?

Investment also spiked in Class A Short-Term Rentals (STR) and investors started paying higher and higher prices based upon anticipated STR rental rates, that exceeded sustainability based upon Long-Term Rental rates (LTR).

In short, the previous owner made a deal and sold the house while they were still living for monthly cash payments until they died.  

There are some very aggressive investors that refi into interest only products to free up even more cash in the short term - this can be much more risky though, so not recommended if you are not very experienced and have large reserves.

Group training sessions do not deal with specifics that lead to lawsuits.

You don't have short-term maturity risk, and you don't have prepayment penalty risk (just has a 1% exit fee). 

Yeah the law changed I believe back in 2020.You cannot do short term rental with an HPR unless you own both sides.   

There is a distinct difference in the law between short term and long term rentals. 

NYC laws around rentals—especially short- to mid-term—can be tricky, so you’ll want to avoid any compliance headaches.The biggest challenge with this plan is finding a rent-stabilized apartment that makes financial sense and actually gives you breathing room.