I have been on this website about 18 months and I have been learning from since I had that medical injury.  

@Garrett CanterOK if you want to start a huge battle on Biggerpockets start a post on this subject, I have posted on this before, many people disagree with me but this is my real life story.So during the financial crash I'm just casually talking to a big time local personal injury attorney who goes to my church, I say well at least this down turn doesn't hurt you, he says actually it does businesses are hurting so bad they are dropping their insurance, and its almost never a feasible to take legal action if the they don't have insurance.  

I am working out on a possible Flip and we should be closing in the next weeks but the GC that I used before had an injury...

Work comp covers injury on the job, and disability covers illness and injury off the job.  

You company can be added as an additional insured to provide coverage if an insured dog causes an injury on your property.I have been an agent since 1986 I have a bachelors degree in Risk Management and Insurance from FSU 1980. 

You will VOID your insurance  if ANYTHING goes wrong and you or the tenant make a claim.You will not only get the insurance canceled and thus not paid out but be liable for personal damages or injuries .... does that clarify this for you?

Cheep and easy for a landlord to install and a excellent excuse for the landlord to do their quarterly inspections with out tenants feeling they are being watched (which of course they are).Our codes require they be installed and maintained by the landlord otherwise the landlord will be held liable in the event if death or injury.

- What if they injury themselves?

My fightin' attorney was mid 40s-50s, divorced, drove a BMW and had his main business in personal injury law.  

My injury has taken me ona journey to find something that is flexible as far as hours go.