Yet, when I initiated a withdrawal, I was met with a complex set of terms, penalties, and withholding conditions that were never clearly explained beforehand.

Or does it have to based off a straight paying tenant?

Beyond this initial purchase in Massachusetts, I would like to continue growing my portfolio in the New England region.

If you're unwilling to charge a common fee, I wonder how you're going to handle a problematic tenant who is late on rent or responsible for paying the plumber to remove a kid's underwear from a clogged toilet.How will you conduct a credit/criminal screening without an electronic application?

So, perhaps hiring a couple day laborers to help them move or even paying the 1st months rent on a storage unit would be better.

And in the same complex later built units had individual heat pumps and hot water heaters which the unit occupant pays. 

However, just remember you do need to pay for all this.

I initially got a variable loan.

Quote from @Jake Handler: For anyone that has been a buyer or seller of a seller finance property, what method of payment and tracking did you use for buyer to pay seller monthly? 

Quote from @Jordan Townes: so why are you people that already sunk 40k into this not paying a little more a getting a  lawyer?