Those were owner occupied rates (I know, showing my age:).To be clear, bank financing is way cheaper and no one's hiding the portfolio rates and it's true that portfolio rates are higher, but let's really look at what they are and not vilify some really great rates because they compare unfavorably to today's rate compressed market. 

so that's going to take at least 50 homes or doors.. and lets say those doors average 100k per door  that's 5 million.. and lets say you can buy those with 20% down and have 10% for reserves that's 1.5 million in cash.lets say you want to try the BRRRR that's talked about on this site.. well that's good but you have seasoning so for each BRRRR figure 6 months to do them.. lets say you have 200k in cash that's 4 houses a year.. so its takes at least 10 years.. lets say the economy goes up down rates go up almost certainly now cash flow is compressed... 

I think it's great to have everyone under one roof; the only issue is compressed cap rates.

The housing market around the country is compressed with low supply and high demand.

About 5-6 years ago I tired them on a set of regular cabinets but the compression on the soft close eventually failed on several hinges.

That single shim has contact at a single point that will compress over time sending your cabs out of level.

Certain areas have seen more rapid price escalation, typically from forced appreciation via rehabs in the area, incoming developments and market compression.  

Condos / townhomes - The cap rates continue to get compressed here as prices rise.

But many decide to pay for a mentoring or education program because it significantly compresses the learning curve.

After doing some research and setting up a model I determined that cap rate are so compressed on Multifamily I will actually be losing cash flow even after leveraging my equity by three times.Very surprising... if and when interest rates ever do go up I suspect there’s going to be a lot of trouble in Multifamily.I have also considered some commercial options like car washes and laundry mat... seems like that requires more time to manage and also a learning curve ....I’m getting a little too old to risk it all ...would rather just stay the course of single-family.my 10 rentals are in a very desirable area in South Tampa all centrally located within a mile of one another for self management efficiency.