How do you get a refi after you leave your W-2 job?

[Matt F.]

I can foresee a real estate path that allows me to leave my W2 job and the thing that keeps rattling around in my mind is that having a W2 makes getting a conventional loan possible/easier?

For those that leave a traditional W2 job and replace it with a combination of predictable investment income (rental income) and unpredictable real estate income (wholesaling, agent commissions or similar), how do you continue to get the financing you need to refi a BRRRR deal?

[Salvatore Lentini]

@Peter Tverdov , @Matt F. and @Account Closed - Almost all of the lenders I use for my personal portfolio will loan based on the financials of the property and not the borrower.  Most of them lend nationally.  It took years to find all of these lenders but it was so worth it.  Getting to 127 rentals with no W2 income and tax returns that showed losses made finding these types of lenders a necessity.  Don't get locked into the mentality that you NEED a W2, or stellar tax returns.  It can be done without.