This allows you to keep more money working for you in the real estate market, potentially helping you grow your investment portfolio faster.

There are many ways to get around it, faster than it kicks in.  

They can separate themselves from traditional real estate investors by building a robust EIN Corporate Credit ("Ever-Increasing") investment infrastructure that allows for faster portfolio expansion and more sophisticated financial maneuvering.

Just because you find a laundromat that could qualify for SBA doesn't necessarily mean you'll be able to use an SBA loan to buy it if you're beat out by a cash offer.4) Historical cash flow - SBA lenders typically want to see 3 years of historical cash flow.

They sold two appreciated duplexes in Dallas and we turned them into 8 units in Mesa, AZ with higher cash-flow, and much closer proximity to Southern California.I'll add to your Phoenix "pros" list:1) Landlord friendly rental rules2) Easy evictions in < 30 days3) Rents are rising faster (on a % basis) than many other metro areas4) Low property taxes (and the property taxes don't sky rocket after a purchase as they do in CA)5) Very low vacancy and extremely high tenant demand.

If your rental income increases faster than inflation, you will have the additional dollars you need to pay inflated prices.

If you truly don’t believe the property will appreciate and that rents will increase faster than expenses you should NEVER buy that property.

I will be at the mercy of them for the next year unfortunately, hopefully I have few maintenance issues, this will reduce the opportunities for them to up charge.  

I do believe that if I had not been armed, if I had not had my dog, that if I had tried to stop them from damaging and stealing my property they would have stabbed me, or beat me with tools.

This approach ensured minimal holding costs and a faster return on investment.