I've been able to hit 1.9-2% on my last couple of purchases (both duplexes in the high desert).If the inland strategy doesn't appeal to you, it's also possible to occasionally hit 1% with town homes or condos in LA, OC, and SD counties.  

Ben wait until winter thats when you will really appreciate living in the desert.  

We leave and go to the neighbors.I won't go on about how good the brats were but, I will say the burger and the strawberry short cake were a great choice for desert.

Hi everyone,My name is Gerry and I reside in sunny Palm Desert, Ca.I am a hungry, knowledge-seeking, entrepreneur who is so happy to have found Bigger Podcasts.I now look forward to sitting around my fire pit at night listening to all of the Podcasts at night.

@Amber Tippett hi Amber,I live in your area and did my first brrr in the high desert area.

Yes, Desert Financial Federal Credit Union was a great lender and helped me utilize the Home Ready program which is a conventional loan program that allows first time home buyers to put 3% down.

Its a local bank, though, with branches along the front range (and a few out in Palm Desert, CA.)Christopher Bush you may have to speak with dozens of banks to find one that will do these.

Rich is building in the desert of Utah :)

Most of my training comes from target practice in the desert and paint ball wars!

Whether buying a beach house, a cabin in the woods or in the desert; a vacation rental is always a solid choice.Advantages of Buying Out-of-State-You can buy more investment houses and commercial properties if its in a cheaper city or state-Your Profit margin can be much higher even if incoming revenue is less.