There are still lots of politicians (including the Minister of Finance and PM) who are still preaching no pending real estate crises or, worst case, a soft landing ... however, fewer and fewer economists are certain.

If you build in the outskirts, the sale price will be much lower, which compresses your profit.2) construction cost if you're doing the work yourself, you're close, but still off I believe. 3) Soft costs - you haven't included this in your estimate.  

The wood filler sands off very easily, and the Abranet mesh is soft and makes hand sanding a breeze.Next, caulking time!

Also, completely replacing soft drop ceilgin tiles (if present) might be in order.

Sandstone is a 'softer' rock material, but it's not so soft that it can't function as a retaining wall if the retaining wall is built and designed correctly.

The more important thing is your soft and hard costs, however, 5-6 commercial clients will easily be beaten by 22 unit apartment.

I've never looked into and know nothing about him or his dealings outside of Vincent's podcast episode that quite honestly, I don't recall specifics of.One thing's for sure...I enjoy my soft pillow and good rest at night.

This means an acquisition cost, soft costs, hard costs, and basic financing terms estimated on a spreadsheet. 

@Kiril Stawrew one of my mentors was the President of a national brand public company.He started in sales worked their for 30 years worked up to become president.. got great retirement package at 52.. but having all the contacts he had over the years when it became know to him that the parent ( Nestle) wanted to sell this division he put together a group of investors.. ( colony capital and bass brothers) bought the business received a few million shares for doing the deal...

If you do not have the ss# it is still possible to get a soft pull of the credit most of the time.