Thanks - I understand that part, I'm sorry I should have added what would be your strategy starting out assuming you had these options.I'm 40 now and would like to start acquiring more properties to supplement my retirement income and perhaps retire early (55).  

It's just a thought but the reality is we do pretty well as nurses up in the bay area and have flexibility of working 3, 12 hour shifts a week, which leaves us with a lot of room to work on our side hustle.The great part is, if you ever run into a situation were you need a little extra cash, you can always pick up a per diem gig and make a little extra on the side to supplement your RE journey.  

I have a seller right now that needs to get out by month's end and I could use some guidance to get the deal.My short history-To supplement my J.O.B. income, I have built a new home and rehabbed homes while living in them.

To earn more capital,  think in terms of sharpening the wheel and making more money at your job and or developing side income generating businesses that can supplement your primary source of income.  

Usually they are picking on something on the supplemental information form.  

I'm looking into Real Estate for a couple of different reasons: I want to supplement my current income in homes of "retiring early" and doing Real Estate full time as I'm very interested in it, I find Real Estate much more interesting and exciting than the Stock Market, and lastly, I would like to get involved in something more personable hands-on in my spare time. 

Hey Mark - In my analyses, if I rented out both units I'd receive a negative cash flow of around $200/month.If I lived in one unit the cash flow would be worse, but the rented unit would still supplement my living costs.You're right, the prospect of positive cash flow may get better down the road if I rent both units and rent appreciates in my market. 

Now I have 6 policies... best thing I ever did to supplement my investing and just my family life in general. 

I see 3 issues, financial, emotional, professional :Financial - The CARES act has provided unemployment benefits and supplements on top mostly.

Will it cash flow with you living there, or just supplement your mortgage payment and expenses a bit?