If you need a quick answer that is time sensitive, you can call me (# in profile). 

I am just cutting my teeth as a buy and hold investor. 

Additionally, I had a fire in one upper and that produced water damage in the lower, THEN kicked in the teeth with a move-out - - ALL in the same month. 

BUT you have to be sensitive about appraisals.

Since these homeowners are potentially sensitive about the subject of foreclosure, are their some things I should avoid asking over the phone? 

Blackrock has an 8.5% min debt yield on their program.If you are rate sensitive, go to a local or regional bank where you can walk in and shake the loan officer's hand.

Find out what the standard is, but MORE IMPORTANTLY ON CC&R's, do they have any teeth?

You don't want to start with the latter because they are time sensitive and you don't want to be figuring stuff out when you do those.

Maybe I'm being too sensitive regarding Company 1 guy's salesmanship pressure, considering the company appears to be reputable.

James doesn't deserve 'member of the week' He doesn't shower for weeks on end, his teeth is about to fall out I hear he has an obsession for soaking his feet in strawberry juice for at least an hour a day.