You are likely dealing with Premium Title out of Atlanta (An Ocwen/Altisorce affiliate)  by way of India.  

I have no affiliation with any of the sites/organizations mentioned above. 

(and I'm not affiliated in any way, lol, just had a good experience with them)

(no affiliation).

For more on gift funds, check out the following link (no affiliation):http://themortgagereports.com/2669/downpayment-gif...

If your target market are students, this may be a good option.. but you do need to be affiliated with that college/university (student, staff, alum, faculty, etc) to post on those groups.  

I probably went through 15+ podcasts in last 2 days while working.I have a particular skillset right now (I work online as an affiliate marketer and own an advertising company).

Most HML are smaller shops that are owner operator .. the owner operator will be very very versed at the market and will actually guide you so you don't make a bone head purchase  IE they won't lend on it because its not a good deal..Most website on line lenders will frustrate you @Jacklyn Cheatham I would not take this person advice... 2 posts and only recommends one lender who she is probably affiliated with... careful on BP about lender scams.

I've heard the process can be lengthy as well and the property needs to be in a market their sister/affiliate bank serves.  

That's my affiliate link, if you decide you want to sign up for it.