She has a niece in Germany that is going to be the recipient of the money from the sale of the estate. 

Needs to include:* Strong mobile app with strong security (ideally 2 factor auth, no security codes via txt)* Support wire transfers in as simple way as possible (perfection would be either calling to set up wire, or securely establishing on-file wire recipients, and a secure 2nd channel wire approval method -- a push request to a secure app for example which MSDW does) * Support ACH (ideally no fee) * Support SANE loss prevention policies, that learn from my behavior.  

I will let some pros chime in, but I DONT think that going over the "$15,000 per year exclusive" automatically puts you into a situation where there is tax due (this would be paid by the giver, not the recipient BTW). 

Just a few of the events I mean are - 1) a few years ago HUD investigate the Housing Authority and found over $1M of HUD money intended for recipient holders in the Housing Authorities bank account; 2) the city manager was just forced to resign; 3) the city attorney was just fired; 4) the last police chief was fired and the current police chief is currently suspended; 5) the fired city attorney is currently suing the mayor; 5) the police force is so short staffed I just read that they only have 19 officers on patrol at night in the entire city.You didn’t list my favorite city to invest in - Norfolk.  

If I want to 1) provide a local phone number with a pre-recorded message with options to choose extensions2) have a workflow automation based off a submitted form contents3) have a workflow automation based off a scheduled meeting whether the workflow be an email to chosen recipient, a text blast, or anything else.

You will fill out on the left-hand side both the Payer's name (often the management company) and recipient's name (owner's name) along with w/ address and payers TIN and recipients TIN (often their SSN).In many cases, you only need to fill out box #1 (rents).

As the recipient of interest, you are required to claim it as income on your taxes.

I am open to taking section 8 recipients but still trying to lower risk as much as possible... 

Helping others is honorable but it has to be on my own terms and not forced by law - especially when the recipient doesn't have the best "intentions".That said I still believe there are opportunities here in Portland.

When my competitors send mailers out, the recipients call ME!