You'll have a stronger income base to support your STR cash flow problems (which are guaranteed to happen), and the portion of STRs will help make up the difference for the lower rents you'll have to offer on the LTRs.

It will make you a stronger buyer if you offer cash.6.  

Translation: the demand for rental housing is stronger than it has been in most of our lifetimes (I'm 61), and is expected to continue rising, barring any major financial disasters or similar.I would say, get in now by whatever means you can.Overall, I'm a strong proponent of "invest for income" and use that to pay down your debts.

(Keep in mind, you will be renting when you move on, so look at the stronger rental market in your area)Mike Dittman

Everything I have seen about demographic preferences indicate people want to be close to a neighborhood center, I don't see the zoning or population in the mall area coming around to attract a quality tenant base that allow differentiation between new construction over the older stock in the area.Heading south you have stronger influence from Joint Base Lewis McChord and a lot of upgrades going on in local neighborhoods including University Place and Lakewood.

You can always add her income to your mortgage to make your application stronger.

It's overall much better financing than FHA, if you can swing the 5% down.In addition, the offers are viewed as stronger than an FHA offer.

I then started exploring Modular housing (NOT a mobile or Manufactured ones) and found that they are built more stronger and efficient,   mortgage lenders do not differentiate it,  public records and MLS lists them as regular houses,  personally visited their factories,  seen met home owners who has been living in modular homes past 10+ years,  almost all module companies offer a turnkey service that takes care of everything from preparing the site to permits to setting up the house.   

For now you will need to do some sacrificing.If you decide to do this don't pay off your credit dept just continue making your payments to make your credit stronger for future real estate loans.

If you are trying to buy FHA, you better just look at homes that have been on the market for a while and do not have any active bids on them since the one that just come on the market at are priced well have multiple offers on them very quickly and most have stronger financing (if any) than FHA.