Financing for first property regarding LLC

[Erik Emerson]

My wife and I would like to purchase our first single-family rental. I understand that utilizing a conventional loan in my own name is wiser than going through my LLC or qualifying with my wife and I together. By qualifying individually each of us are allowed our own 10 conventional loan spots. When the bank looks to qualify me individually, do they still account for both of our incomes or will they only look at mine? The reason I ask, is that I am a teacher and my wife makes three times as much as I do. Will they consider her income when looking to approve my individual loan?