, much of the deterioration coming from chlorine in the water. 

I was doing 4 to 5 campaigns and repeatedly target 50-60 households.  

You can take the opportunity to get more detailed paperwork filled out then if you need it, such as setting the tenant up on your property management portal.Additionally, asking follow-up questions about total occupants, pets, and more can help landlords compare the current household to what is on the lease agreement if you did not have an estoppel agreement.All the best!

The due on sale clause simply gives the lender the RIGHT to call the loan due upon transfer of title.The exceptions to calling the loan due in the Garn St Germain Act are below....See http://www.law.cornell.edu/uscode/text/12/1701j-3(d)Exemption of specified transfers or dispositions With respect to a real property loan secured by a lien on residential real property containing less than five dwelling units, including a lien on the stock allocated to a dwelling unit in a cooperative housing corporation, or on a residential manufactured home, a lender may not exercise its option pursuant to a due-on-sale clause upon—(1) the creation of a lien or other encumbrance subordinate to the lender’s security instrument which does not relate to a transfer of rights of occupancy in the property;(2) the creation of a purchase money security interest for household appliances;(3) a transfer by devise, descent, or operation of law on the death of a joint tenant or tenant by the entirety;(4) the granting of a leasehold interest of three years or less not containing an option to purchase;(5) a transfer to a relative resulting from the death of a borrower;(6) a transfer where the spouse or children of the borrower become an owner of the property;(7) a transfer resulting from a decree of a dissolution of marriage, legal separation agreement, or from an incidental property settlement agreement, by which the spouse of the borrower becomes an owner of the property;(8) a transfer into an inter vivos trust in which the borrower is and remains a beneficiary and which does not relate to a transfer of rights of occupancy in the property; or(9) any other transfer or disposition described in regulations prescribed by the FederalHome Loan Bank Board.

Honestly, you need to see a sustained household income > $105K for this tenant to be considered safe. 

I can blanket neighbourhoods, or I can get simple lists like household income, owner vs renter, and some other vague demographics.A recent podcast guest, @Tom Krol (damnit, BP, mentions aren't working today!)

When I filter by age, do I select Individual 1 or Household?

We are dual income household and save a lot of our money.

Checked out the demographics (40,000 people, 17,000 households, $145k median home price)4.

A sewer line was repaired in 2012 and trees removed. 40 year old community, homes 20-30 years old.Population of town: 8000 (20,000 within 10 miles), median household income $29,000, median rent $616, median home $62,000.2014 P/LRents: $23,144Expenses:  $9132mgt. 1889maint: 1032util.: 393trash: 2890Lawn: 1750Ins.:  481Licenses and misc:  696Net: $ 14012 (40% expenses)--------------------------------------Using: 15*140*12*.5/.15=$84,000 value ballpark  assuming 50% expences and 15% Cap.