You'll come off as a fashion plate.   

Checkbook plans involve a legal/consulting layer separate from the IRA custodian that is not restricted in the same fashion as the custodial layer, so such providers can assist with better education on compliance matters.

(although it will in amazing fashion serve you well if you happen to die in your later years , a pua after all does buy more additional insurance with no proof of insurability req.)fyi this WL /IUL stuff really doesnt work for the folk who want to pay $50 a month or $250 a month i am sure a policy can be designed around those payments just like you can buy a house for $4000 but ....well I hope you get what I am saying.an IUL or div paying WL is called the RICH MAN"S ROTH IRA in the insurance world because you can do 50k year premiums hell with "premium financing " there are 5M 8M 12 million dollar a year policies being designed for either be your own bank or tax free income or BOTH no one is dumping that kind of money into these products if they are sooo horrible!

Granted the heloc method works better than paying a 30 year mortgage in typical fashion but if your getting a Heloc go in with your eyes wide open.

Then finally someone normal shows up, who acts in a reasonable fashion and lives their lives responsibly.

This allows you to have the numbers you need in a timely fashion and the contractor is happy.Good luck!

Hi Alicia,[OR] you could make the kitchen look even older than the home, as if the old fashioned home was upgraded but not the kitchen.Here is an old George Washington Slept Here look.Note: The windows (and) that big Wolf Range might blow your budget.Also: In older homes often the kitchen was in the basement, and served the dining room through a dumbwaiter.Maybe you could move the kitchen back down there and return the now-kitchen to it's original purpose, a sun room, sitting room, etc...Good  Luck!

Good old fashioned budgeting. 

Crunch the numbers to see if upfront savings on a property purchase made in this fashion may cost you more in the end.All the best!