Here are the stats:Current payment and rate: $1,807.23 w/4.75% rate 30 years at 4.25%: Savings of $230 monthly with MI 15 years at 3.5%: $1,868.83 (w/MI)15 years at 3.625%: $1,821.84 (w/MI financed)We can comfortably pay our current mortgage amount as well as the 15 year options, though part of our reason for refinancing is to enable us to eventually move and rent out this property (better cash flow), however now I'm considering is there more benefit in doing a 15 year and building more equity that can later be used to do a cash out refi or HELOC?

If you have started saving you can start to look at buying once you have around 5% of the purchase price.If you have between 5% and 20% of the purchase price, you may need to pay what’s called Lenders Mortgage Insurance, which enables us to lend you a larger percentage of the purchase price.

It will enable you to get into RE investing and have a no rent/low rent situation for you personally.  

A webinar would enable showing things that a podcast might not be able to do

The plan is to buy a rental somewhere else, build equity which would enable buying a home where we may want to live.

Just recently they enabled tagging--which is awesome.The way I look at it is this:If it crashes, oh well I can rewrite the message I was in the middle of in like 30 seconds.Ponder this: if you are writing short stories on here, most people will be too lazy and will just gloss over them.

It is such a small gesture of my sincere appreciation of what this site enables me to do in creating generational wealth for my children.

That does not mean I would increase it by that much every year, but it would at least enable me to do so.Something tells me that this would not be legal though.

I imagine the mortgage has provisions that enable the lender to pursue any of the named parties in the event of a default, in addition to the property itself being on the hook.I believe that if the seller can pay off the mortgage loan, it doesn't matter how many names are on the mortgage.

@Nick Doria - It allowed me to build up cash much faster for my contingency fund and much more rapidly enable my second acquisition.