The only way I am able to make this happen is because I was able to use my parents as a co signer, I only have a part time job and in college so getting approved for a loan wouldn't be really possible.

The alternatives to using the delayed financing exception are:CO-refi again later to pull the remainder outForego the exception and wait the 6 mo's seasoning and do a CO-refi for the full 75% LTVGo with a lender who writes non-conforming or commercial loans that have fewer restrictions with more expensive terms.So, while it's possible to get 75% LTV, there is always a trade-off.Also consider the impact of consistent 75% LTV on your debt-to-income (DTI) ratio. 

My mother is a co-trustee of a land trust from their deceased parents where she, her sister and one brother want to sell the land to receive their share.

Normally you would use a co-signer when the person qualifies but for some reason to make you nervous, like new in town, no rental history, etc. 

I was talking about my interest in real estate with a co-worker and he referred me to this site for a good starting point to begin doing some real research on how to get into the game. 

I usually start with something like this:"We require a 550+ credit score as well as a current job paystub or a co-signer who meets these requirements.

If your name is not on the deed, then you are not a co-owner, just a co-signer on the loan.  

BUT 2 months ago she referred a co-worker to me who needed to sell their inherited property and we picked up a great house. 2.

My issue is how this might be compiled, how information may be tied together.What's the use of this "book" I'm just getting uncomfortable being a co-author with 25 others, some of whom may put out information that I may really have some issues with.

Agents also send buyers targeted listings and e-mails from searches of the MLS.Thinking that a broker or agent performing a MLS search will NOT to be looking at a co-op fee and if it is listed by a limited service flat-fee broker is insane.Buyers brokers and agents will most definitely look at that.Further all things being equal price,location,etc.