I assume that you’ve done a thorough investigation of the tenants, and found them well qualified.  

And other questionsIf I was reviewing this for one of the investors that buys SubTo deals from me, I'd want to renegotiate the down, remove the balloon, make sure my investor has 6 months of payments in reserves, make sure my investor can qualify for a refinance in the even the Due on Sale got called.I would need more answers to know if I would do the deal. 

I have properties in Class B-A minus neighborhoods.Lets say i have 50 prospects over the course of 45 days. 40 of them will be an absolute waste of time5 might really like the property but are not the best qualified3 might be really qualified but might be looking for something else with some other ammenties2 will be solid candidates.This will be a far less favorable result In an area that is pushed by a lot of gurus/wholesalers.

Only your half of the gain qualifies. 

Several have mentioned utilizing low down payment second home loans for qualifying.

Keep in mind, if you're not making money, they aren't either, so they have "skin in the game".

As @Chris Seveney mentioned in the other thread, the qualifier for accreditation is based on 1981 prices

Always conduct your own due diligence and consult with a qualified professional before making any real estate investment decisions.

You can always consider doing a cost seg study on a property that you buy and that can also help with tax benefits if you cannot qualify for the real estate professional status.

It's also so aggravating to see them marketing for more funds when they are performing so badly across the board.