Abandon the Peurto Rico dream for now and look at more realistic/beginner friendly areas that still sport a large latin influence and strong rentals, like Florida (I've looked a little bit outside Miami..Boca Raton, Tampa, West Palm Beach, etc). 

Quote from @Michael Smythe: @Jerry NoguerasRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

You hit the nail on the head...that's where the SFH to Duplex conversion gets financially unrealistic.

Consult with a qualified tax advisor who understands these limitations and can help develop a comprehensive strategy aligned with your specific situation.Remember: The best tax planning looks beyond immediate deductions to your complete financial picture.

While the initial years might not be financially lucrative, the knowledge and skills you acquire will be invaluable.

It's just a letter saying that Jerry's company backs you financially.5.

Like the world knows who the fund manager is for Bumblenard Financial is...

Prioritize your financial stability.

& how you become financially free is by letting whoever your renting to (I'm guessing that was a step also?)

A true recipe for financial disaster.