Maybe there's an angle for seller financing or some other creative approach to get the seller the total return they want over time, but it's hard to say without actual facts and data.

Just curious, are you advertising these as for sale or was this an FYI? 

Of course - having a w-2 job will never prevent you from setting up an IRA including a self-directed IRA.If yes, how can I fund it?

I’m an internal medicine physician and my wife is a nurse. 

My partner and I keep an excel spreadsheet of rent, our purchases, utilities, taxes, insurance, and money spent on contractors.

Potential for Over-RelianceWhile guidance is valuable, it’s important to maintain your independence as an investor.

I would guess an older home might be more cost to insure?

Happy to be here - and good to have a good hard-money lender as an option!

@Brandon TylerThat’s an exciting step—getting your real estate license will open up so many opportunities to learn and grow!

Maintenance/cap ex, insurance, if a rental PM, bookkeeping, misc.The fact you have a loan means 1) leverage 2) equity pay down.In addition, there are tax benefits.So I will do some rough underwriting as an OO non-rental at 95% LTV (because FHA has some undesired consequences that make the 1.5% difference in LTV worth avoiding the FHA).equity paydown: 20% (using OP interest rate at 95% LTV and not counting closing costs).