I've lived and worked in the Tampa Bay area for 27 years now, but I just returned from your neck of the woods.

Or if they are walking on your property and step on a nail or trip on a pile of 2x4's BUT if your contractor has insurance than HIS/HER insurance will pay for injury caused by construction type accident.If you have a contractor do work and it causes damage then i.e. roof caves in.

Either way - may want to consider that route - less of a headache and better to establish a relationship with a banker than to have private money breathing down your necks sucking your profits or having to pay them above market interest rates or whatever their terms are.You'll just have to find the right bank that is comfortable with Assisted living - One carrot I've dangled before to get a loan (for my personal residence anyways) was that any bank that would lend to me for "X" would have a great chance at getting my operating/business accounts -- a lot of money goes in and goes out - but if you get to a point you'll be able to build up your reserves -- smaller banks would really like to have your business accounts on their books. 

Almost never to my knowledge.How quickly would you lose a liability case if you sold a unpermitted flip here that caused a fire or personal injury? 

:PIn any case, OP: CUs and independent mortgage brokers will be pretty neck and neck on rate/fee combo for a given situation.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

Experts recommend having enough savings to cover at least 3-6 months of living expenses.Adequate insurance coverage: Having adequate insurance coverage, including health insurance, life insurance, and disability insurance, can protect you and your family from unexpected financial hardship due to illness, injury, or death.Debt management: Managing your debt is important for your financial health.

,  can you use as a government agency lease (halfway houses-foster care home-Injury Care housing, veterens Housing) can it be used as commercial space??? 

Lots of good deals in that neck of the woods.

He was a great help to me while I struggled through some injuries from a couple accidents and appreciate him immensely.