There is some Forbes article floating around with a point that "if you've got $10 in your pocket and no debt, you're richer than 15% of American households put together!"

The link to it looked like a banner ad.

However, you can use the floating vinyl planks, which cost a little more, but make a nice water-tight seal.

A possible solution here is to record yourself on the phone and then listen how this compares to your VAs calls (ability to float from conversation a-to-b-to-c).

It could be that they were trying to float the rate until they got a specific price for it and it didn't work out.

Inexpensive, super durable, easy to install and it floats.

In other words, there are so many stupid americans that can easily be manipulated in to taking up a cause for those who actually hold them down and can't realize what is actually in their own best interests.Just as an example, some poor shmuck who didn't have health insurance because the premiums were so high, picking up the banner for health insurance companies to repeal the health care changes.....easily manipulated by the man....laughable!

That means having to install some clunky looking QR or base at the bottom of the cabinet if your guy isn't floating the floor.

Jeff, There are many rules of thumb floating around 50% expense ratio or 60% if all bills paid.

Though obviously we don't see any Ameros floating around yet.