your 2nd sentence should be a red flag for you not to get into this type of deal on your first venture. 

You say you are a renter and buyer in the same sentence.

Any time someone casually drops "Roy, I owned a sawmill at the time..." into a sentence, I know it's time to pay special attention.

I read three sentences and tuned out.

We want to start the relationship on an honest note, to build trust.Next, your 2nd sentence contains "has the potential, and the neighborhood does too".    

I recieve many scam emails, that i could pick out instantly as half of them couldnt put a sentence together in english.one man has contacted me and sounds very upfront, blunt, and legit, but he is from a different state.. he offered me the loan at only5 percent??

Best $30 bucks Ive ever spent.After countless hours re-reading and highlighting every other sentence in this book, I can say I without a doubt humbled by my lack of knowledge, but also edified in a way I was hoping for.As I am young, my cash reserves are not the best (still a few more months of student loan payments), I will not let this deter me, as I know that If i find a good enough deal, the money will find me.I do not know any real estate professionals in my personal life.

Is it you.. .is it the builder out of pocket.. are you getting a construction loan yourself.. or are you selling the lots to the builder on contract with no money down and then subordinating your contract to his construction loan.I think the last sentence is what is probably happening or the builder would like you to do.Any way. 

@Trent M.As your last sentence says, you would like to get your feet wet on Stocks. 

The last sentence of the previous paragraph also applies to finances because you'd be surprised, and certainly I was, at how many people come out of the woodwork to charge you x hundreds of dollars for this, x thousands of dollars for that, and so on.