I am currently a college senior with a strong passion for business and real estate.

These lease termination will cost 2 month’s rent, 3 if senior disabled.  

"This is to notify Citizens that the undersigned borrower(s) are accepting the construction at the abovecaptioned address as completed.

If you bid on the HOA foreclosure, you more than likely bid subject to any existing senior liens (Like a lender). if the property is in North Carolina, NC is NOT a super lien state so, no, a HOA foreclosure will not wipe out the lender unless they recorded behind the HOA meaning, more than likely, you'll bid, win, then get a notice from the lender (Assuming there is a loan) stating to pay them or they'll foreclose (Happens every day).

Any thoughts from senior investors?? 

Families, seniors.

I'm not sure which ones are in your area, but you likely could find someone that has skills in their Junior or Senior year.

it would be nice if there was a place for each of us.As a citizen and person who prefers to live in a fairly low density area, I believe people purchase with a particular zoning that is expected to mean something.  

If that doesn't cover the principal balance plus all accrued interest, exit fees, yield maintenance, prepayment penalties, default interest, advances made for unpaid property taxes and insurance (even forced placed insurance), advances on senior loans, foreclosure costs/fees, toxic waste cleanup, costs of resale, the list goes on and on...the lender can sue each and every one of you for the entire unpaid amount.The way this would likely play out, should the lender elect to enforce the personal guarantee, is they would file suit naming each partner as a defendant. 

Build your credit, pay your debts, expand your credit lines for the future and be a good citizen.