Hi Gregory,Exceeding your DTI ratio can make it difficult to qualify for a conventional loan, but if you haven't considered DSCR loans, they could be a great alternative.

It makes renting much safer and less of risk.

- Are there alternative financing options, like private lenders or hard money loans, that could be suitable for someone with fluctuating income?

As property reconstruction costs climb due to inflation, I anticipate more insurance providers will follow suit in the coming years.Therefore, investors with properties in high-risk areas might consider a 1031 exchange to a safer investment location as a prudent option.

Seems much safer for everyone involved.  

If you are looking for an alternative, try them.Also, as it should be clear on this thread, appraisers can't be bargained with. 

The only alternative would be to withdraw it, which I don't believe makes any sense at this point.

There are no available phone numbers or alternative contacts, leaving me stranded and without assistance.You can draw your own conclusions.

If not, any obvious alternate investment that I could do on the property to raise it's value, get more rent, or save money that I may be missing?

That just tells me real estate must just be a safer bet than dental offices from an investors perspective, which is great as I'm moving away from dental.