Me purchasing it and renting it out to her turns it into an investment property thatvallows me to take advantage of all the tax benefits that come with it.She may lose the primary residence mortgage benefits she has, but I think what we achieve with the conversion outweighs the loss.Cashflow would be immediate and allow for quick savings growth for the next purchase.

If house hacking has been successfully executed, have you considered exploring a new house hack opportunity and converting your primary residence into a rental? 

Prosper is not the only platform to use though.

I have been on this platform since college.

House hacking is the primary strategy I have used to grow my portfolio and that's the typical client I work with as well.What strategy are you interested in?

I feel that if I did switch to another software platform like Rentastic, I would have to get a new team, or expect them to learn a new system.What's your thoughts?

Listing on multiple platforms does affect ranking by platforms but not as much as you think.  

@Jay FayzIt's possible to use an FHA loan with a 5% down payment, but keep in mind that the loan is intended for primary residences, and you'll need to live in the property for at least a year.

Get a house in a great neighborhood during the summer 2025 and sell my primary in spring 2026.

Paid platforms often offer additional features like market analytics, off-market property leads, and filters for investor-specific criteria, giving them a leg up over free options.Exactly, most platforms have to offset cost somewhere because of how expensive it is to keep the data up to date.