The issues so far: finding an affordable property that makes sense with rents and is also a place I would comfortably choose to live.

Quote from @Kristin Vegas: He sounds like an amateur that's probably in over his head.

For example, a person can go to  a 10 —-13 week school for dental assistant… finish the course get a certificate and have an immediate job making somewhere around 43k plus.. yeah I know it’s not a ton of money, but it’s a good base especially for folks that don’t want to go to college.

The last time we refinanced an apartment, regulations required that we test radon in every bottom-level apartment, which was over 100 units.

I agree with @Isadore Nelson, there will be an initial sting due to to the IRA transaction but with quick math at 8% your 60k will generate about 4.8k in year one, in 4 months at 1.3k you've already eclipsed that, their will also be a larger tax for passive income and an initial penalty from the IRS, but it won't erode the 8 month difference let alone the yearly compounding effect.

Only at that point can an underwriter recognize it as an income producing property. that's for some lender ; for other lender they can use appraisal opinion.to reduce dti from primary you could also attach lease agreement and proof of income.

Can I post an email address or phone number# 

It's an interesting idea that still hasn't landed any significant changes. 

I am an investor and agent in Greensboro and would love more info on the property!

1) Do you call an insurance yourself to start a policy?