I also added coin operated washer and dryer so didn't know if I should take out a percentage for that and not pass that on.

You're going to have to pony up some coin.

My coin on this, Jim. 

Prudent leverage is way down on the list of concerns for many investors.On the flip side of the coin, I've heard a good quote about owning properties free and clear. 

Same thing with crypto or any investment that runs up.

Why not raise some coin and build 50 and get your house for free?

I have multiple mortgages, banking accounts, credit cards, brokerage accounts, crypto currency accounts, crowd funding accounts, employee 401k, self directed ira, employee stock plan administrator, shares in a small-town bank, I feel like I could go forever.

Also factor in on-site coin  laundry bringing in another $150 a month and garages bringing in $150 a month. 

so that's the flip side of the coin in my view working both sides of it for 44 years..

I hear:"Alex, you're so poor that the debt services on your cheap, embarrassing houses can be afforded with couch coins and no additional underwriting is needed"#semantics ;)